To answer this question, please select “yes” if the user can create an account directly on your website or application. Usually, accounts need a username (or email) and a password to sign in and can list customer billing details, subscription plans, and purchase or order histories. Please select “no” to this question if the user cannot create an account directly on your website or application. You should also select “no” to this question if the user can create an account with a third party (e.g. a PayPal or Stripe account) that is linked within your website or application as such accounts are created and managed by a third party and not by you.